Murrieta Lyft Accident Attorney
When a car accident is serious enough that it causes you to require medical treatment, you often go through weeks of confusion and frustration dealing with insurance companies to try to get them to pay for the cost of your accident-related medical expenses. When your injuries are so severe that the at-fault driver’s insurance policy limit cannot cover all your accident-related medical bills and lost income, you have several options. If you have underinsured motorist coverage or personal injury protection insurance, then you can file a claim with your own insurance company. If you do not have this coverage or if it does not pay enough to cover your accident-related losses, it may be appropriate to file a lawsuit. If you have been injured in an accident caused by a rideshare driver, contact the Murrieta Lyft accident lawyers at Gibbs & Fuerst LLP.
Who is Legally Responsible for Injuries Suffered by Lyft Passengers?
Personal injury lawyers often advise clients that it is easier to get an adequate settlement when the car that caused the accident belongs to a company. Corporations have much more money and much more insurance coverage than all but the wealthiest individuals. If you get injured while riding in a rideshare car, or if a rideshare driver collides with your car or bicycle, the rideshare company, such as Uber or Lyft, might be responsible for your accident-related financial losses. It depends on several factors, such as whether the rideshare driver was giving a rideshare ride at the time of the accident and how much insurance coverage the drivers involved in the accident have.
Different Types of Accidents Involving Lyft Cars
You may have heard that Lyft’s commercial liability insurance policy has a $1,000,000 limit, but this does not mean that every time a car with a Lyft sticker on it gets into a fender bender, someone becomes a millionaire. The first step after an accident is to file a claim with the at-fault driver’s liability insurance policy, whether it is the Lyft driver or the other driver in the accident. If that driver’s policy limit is not enough to cover all your medical bills and accident-related lost income, you can then file a claim for the remaining balance with Lyft’s commercial liability insurance policy. Since the policy limit is so high, it is sufficient to compensate everyone except people who have suffered catastrophic injuries in Lyft accidents.
Likewise, if you get hit by a Lyft car while walking or riding a bike, the first step is to file a claim with the at-fault driver’s insurance company. Lyft does not own the vehicles that bear its stickers; the drivers own them.
Lyft’s $1,000,000 policy limit only applies when Lyft drivers are transporting a rider. If the Lyft driver is on the way to pick up a ride, Lyft’s policy limit is $100,000 per accident.
How a Lyft Accident Lawyer in Murrieta Can Help You
Even if you are just negotiating with insurance companies and not filing a lawsuit, your chances of getting an adequate settlement are best if you work with a personal injury lawyer. Contact Gibbs & Fuerst LLP in Murrieta, California to set up a consultation about your rideshare accident case.